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ResourcesEstate & LegacyEstate & Legacy3 min read

Crypto Estate Planning: A Practical Guide for Digital-Asset Owners

If you hold crypto, your family needs more than a will.

They need a clear inventory, named professionals, and enough cash so they are not forced to sell coins in a bad market. Stead Life helps with the insurance side; your attorney handles the legal documents.

Key takeaways

  • 01

    List every exchange account, wallet, multisig setup, and entity that holds crypto. Note who already knows about each one.

  • 02

    Give that inventory to estate counsel. Do not rely on a password manager alone or leave seed phrases in email, notes apps, or web forms.

  • 03

    Size life insurance against family bills and taxes so heirs can wait for an orderly sale instead of dumping assets for cash.

  • 04

    Name the attorney, CPA, and any custodian your family should call. Keep recovery material offline and under controls your counsel designs.

In this guide

  • List every exchange account
  • Give that inventory to estate counsel
  • Size life insurance against family bills and taxes so heirs can wait for an orderly sale instead of dumping assets for cash
  • Name the attorney

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